Tuesday, November 12, 2013

What happens if your insurance company fails ?

After watching Enron's bankruptcy video and reading about Risk Management for the last two weeks, I have repeatedly thought about what happens if my insurance fails to manage my risk and goes bankrupt. This article explains how susceptible insurance companies are to failure and how much protection the government offers to consumers.

6 comments:

  1. The government is the ultimate insurer!

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  2. I agree with Tyler they have the best chance at surviving through an economic crisis, which makes them the ultimate insurer.

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  3. it is important to have agencies backing up insurance companies in either private or public sectors just to make sure there isn't a massive spiral down for individuals akin to the financial crises

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    Replies
    1. Couldn't agree with this more. Everyone needs a little support

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    2. And then another set of agencies backing them up too? Risk can only be mitigated to a certain extent

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  4. "Only buy annuities from the top-rated insurance companies." Pay more to stay in the clear.

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